Our Mission
We value walking through the divorce process in a manner which is dignified, private and without catastrophic loss to a family’s finances. We have personally walked through divorce ourselves – some of us softly, and some of us in long, litigated battles. We get it. It is awful. Our mission is to help others in our community avoid the same mistakes we did and shine in the areas we shined in our divorces. Divorce is tough. Why make it tougher with costly and time-consuming mistakes? We use our experience and our professional knowledge to help our clients move from married to single in a softer, gentler, and more informed manner. We do this because we know how hard it is and we want to use our experiences to help others.
We understand one of the biggest issues in divorce is the financial part of it. Time and time again we hear divorce litigants state they are scared they will not have enough money to live after the divorce. This is a real fear, and we validate you! We can help you work through this difficult time. We can help you understand the marital estate, negotiate the best settlement for you and help you with after divorce cash flow needs and financial planning.
We have been there. We get it and we are here to help you! Schedule a complimentary phone consultation with us today to get started on your divorce financial planning.
FINANCIAL GUIDANCE BEFORE DIVORCE
Are you just in the beginning phase of the divorce process or even still contemplating it? Has your husband mentioned he is not happy and is starting to withdrawal? This can be daunting and scary. We understand!! Now is the time to start collecting as much information as you can. The more information you have – the more power you have. Gather anything you see in the home with a dollar sign on it – even if you do not know what it is. Scan it, save it, and keep gathering.
We have found rent houses, girlfriend BMW’s purchased by husbands, CD’s and other assets just by old tax forms laying around the house. If you do not know it exists, you cannot divide it. Gather as much as you can – even old information! Call us today to schedule a complimentary consultation to help you understand what to look for.
FINANCIAL GUIDANCE DURING DIVORCE
Now that you are in the midst of the divorce process the estate may be coming together so you can clearly understand what you have, and division options become more transparent. This part of the divorce process will dictate what type of lifestyle you will have in the future. The estate decisions are critical because there are no take backs in this. Once decisions are made and you have signed off on them, there is no going back. The estate divisions is one and done. It is critical to implement planning in this phase of the divorce.
Should you take a lump sum or spousal support payments? Should you fight for the retirement accounts or keep the house? Should you take the house? Are you going to be able to afford to live where you are now, or do you have to move? If you do not want to move how do you negotiate spousal support in Texas where it is not easy to receive in court? Do you need to work? What about taxes? Where will your health insurance come from and how much will it cost?
There are many decisions to be made during the negotiations phase with the financials and we can help you. In this phase we review the estate and give you options. With those options, we create post-divorce cash flows for you with different scenarios. We will also help you clarify where you want to go from here and help you build a vision for your future.
FINANCIAL GUIDANCE AFTER DIVORCE
As painful as this divorce may have been, you were given a “do over” button. You have a blank canvas in which to color your way, with your wants and your wishes and your needs. (And you also get the entire closet and never have to deal with him in the bathroom again. Bonus!) What do you want your life to look like? What would give you joy and happiness? If you have kids, how do you navigate being a single mom? What resources can you use to help you? We have personally dealt with these same questions and we can help you thrive as we have. We did it, so can you!!
Not only do you get a do over you have your own financial estate to begin to build. As financial advocates, this is where we can help you with a realistic plan for your future. We build cash flow systems, help with investments (through French Financial Group) and help you plan for your future. Whether you are dealing with an overwhelming stress of working again, now as a single mom or if you are living free from a bad marriage for the first time and enjoying it – we can help you plan for financial freedom and a bright future.
No matter which phase of divorce you are in – just starting, in the midst of it or wrapping it up – having a solid financial game plan is critical. Call us today for your complimentary consultation to get started.